Service wins the future丨Financial and insurance service guide for foreign nationals in China from livit-life

       随着经济全球化的发展，如今越来越多的外籍人士来到中国工作、生活和学习。外籍人士在中国期间，可能会面临各种突发或意外状况，如意外伤害、疾病住院、紧急救援等，因此，选择购买适当的保险产品，为自己提供充足的风险保障，对于外籍人士就显得非常的重要。
       那么，外籍人士在中国应当如何购买保险呢？下面，“康小小”将给您做一个详细的介绍。
       With the development of economic globalization, more and more foreigners have come to China to work, live and study. During their stay in China, foreigners may face various sudden or unexpected situations, such as accidental injury, disease hospitalization, emergency rescue, etc. Therefore, it is very important for foreigners to choose to buy appropriate insurance products and provide sufficient risk protection for themselves.
       So, how should foreigners buy insurance in China? I will give you a detailed introduction.

       Tips1：可购买的险种（Available insurance）
       外籍人士在中国可以购买的保险类型主要包括重大疾病保险、医疗险和意外险。这些保险产品能够为外籍人士提供全方位的保障，防范各种风险。

       Tips2：长期居住要求（Long-term residence requirements）
       外籍人士需在中国居住期间长于半年，并在投保当地有固定居住地址或有稳定工作者。

       Tips3：有效证件要求（Valid certificate requirements）
       外籍人士在中国投保时必须提供有效证件的复印件，如外国护照、签证、居留许可证等，并注明国籍。

       Tips4：银行账户要求（Bank account requirements）
       外籍人士在中国投保时需提供本人在中国开立的银行卡。

       外籍人士在中国购买保险时还应重点关注以下事项，以便更好的保护自身合法权益并享受保险产品提供的风险保障。
       Foreigners should also focus on the following matters when buying insurance in China, so as to better protect their legitimate rights and interests and enjoy the risk protection provided by the insurance products.

       首先，要仔细阅读保险条款，了解保险责任和免责范围等关键信息。
       First, read the insurance terms carefully to understand key information such as insurance liability and liability coverage.

       其次，要根据自己的需求和预算选择合适的保险产品。
       Secondly, to choose the right insurance products according to their own needs and budget.

       再次，要妥善保管好个人相关证件，避免因个人信息泄露遭受损失。
       Thirdly, take good care of relevant personal documents to avoid losses due to personal information leakage.

       最后，如果在购买过程中遇到问题，要及时与相关人员沟通解决。
       Finally, if you encounter problems in the purchase process, you should timely communicate with the relevant personnel to solve them.

       保险是生活中不可或缺的一部分，外籍人士在中国购买保险也不例外。只要做好充分的了解和准备，保险将成为外籍人士在中国工作、生活和学习的有力保障！
       Insurance is an indispensable part of life, and foreigners buying insurance in China is no exception. As long as we are fully understood and prepared, insurance will become a strong guarantee for foreigners to work, live and study in China!

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